Steve Garcia Insurance & Services Terms & Conditions

Steve Garcia Insurance & Services provides customer service, sales support, insurance guidance, quote assistance, notary support, LiveScan support, estate planning service coordination, and related customer assistance. Use of the Services is subject to these Terms and all applicable laws.

To use our Services, you must be at least 18 years old and capable of forming a binding contract under applicable law.

Providing false, inaccurate, or misleading information during registration, quote requests, service requests, or other communications may result in refusal, suspension, or termination of service.

We value your privacy. We do not sell, rent, or share your personal information with third parties for their marketing or commercial purposes.

Your information may be used to respond to inquiries, provide customer support, process quote or service requests, improve our Services, and communicate with you as described in our Privacy Policy.

You may use our Services only for lawful purposes. You agree not to:

Certain Services may require payment. Any applicable fees will be disclosed during the service request, registration, appointment, quote, or payment process.

Failure to make timely payments may result in suspension, delay, or termination of access to certain Services.

All content, branding, text, images, graphics, logos, website materials, and other intellectual property related to the Services remain the property of Steve Garcia Insurance & Services or their respective owners.

You may not copy, modify, reproduce, publish, distribute, or use materials from the Services without prior written consent.

We reserve the right to suspend, refuse, or terminate access to the Services if you violate these Terms, submit false information, misuse the Services, or engage in unlawful or harmful behavior.

Termination may occur without prior notice in cases of serious violations.

To the maximum extent permitted by law, Steve Garcia Insurance & Services is not liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Services.

Information provided through the website, forms, calls, texts, emails, or other communications is for general assistance and service coordination purposes. Coverage, eligibility, pricing, policy terms, and service availability may vary and are subject to confirmation by the appropriate provider, agency, carrier, or licensed professional.

We may update these Terms at any time. Updates will be posted on this page with a revised effective date.

Your continued use of the Services after changes are posted means you accept the updated Terms.

These Terms are governed by the laws of the State of California. Any disputes arising under these Terms will be handled in the appropriate courts located in Los Angeles County, California, unless otherwise required by law.